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	<title>Housing Crisis Under Fire</title>
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	<description>Making sense of the mortgage, foreclosure and housing crisis...We are breaking news that matters</description>
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		<title>Government Mortgage Help with Loan Modification Plans</title>
		<link>http://www.housingcrisisunderfire.com/2011/12/government-mortgage-help-with-loan-modification-plans/</link>
		<comments>http://www.housingcrisisunderfire.com/2011/12/government-mortgage-help-with-loan-modification-plans/#comments</comments>
		<pubDate>Wed, 28 Dec 2011 14:32:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Housing Crisis Articles]]></category>
		<category><![CDATA[Loan Modification News]]></category>

		<guid isPermaLink="false">http://www.housingcrisisunderfire.com/?p=61</guid>
		<description><![CDATA[Since the housing crisis exploded in 2006, we have seen banks offer more loan modification plans than ever before. Foreclosures hаvе bееn оn thе rise еvеr sіnсе recession started and banks are extending mortgage help to struggling homeowners everywhere. Increased unemployment, declining household income, аnd unregulated bank behavior саusе mаnу homeowners tо slip оn thеіr [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Exploring the Causes of Financial and Housing Crisis</title>
		<link>http://www.housingcrisisunderfire.com/2011/01/exploring-the-causes-of-financial-and-housing-crisis/</link>
		<comments>http://www.housingcrisisunderfire.com/2011/01/exploring-the-causes-of-financial-and-housing-crisis/#comments</comments>
		<pubDate>Thu, 27 Jan 2011 03:20:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Housing Crisis Articles]]></category>
		<category><![CDATA[Subprime Mortgage News]]></category>
		<category><![CDATA[Fannie Mae and Freddie Mac]]></category>
		<category><![CDATA[Financial Crisis Inquiry Commission]]></category>

		<guid isPermaLink="false">http://www.housingcrisisunderfire.com/?p=53</guid>
		<description><![CDATA[Today, six members of the Financial Crisis Inquiry Commission, created by the last Congress to investigate the causes of the financial crisis are releasing their final report. Although the three of us served on the commission, we were unable to support the majority&#8217;s conclusions and have issued a dissenting statement.



 
In a November 2009 article, Brookings [...]]]></description>
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		</item>
		<item>
		<title>California Housing Crisis Still in Peril with Foreclosure Moratorium</title>
		<link>http://www.housingcrisisunderfire.com/2010/10/california-housing-crisis-still-in-peril-with-foreclosure-moratorium/</link>
		<comments>http://www.housingcrisisunderfire.com/2010/10/california-housing-crisis-still-in-peril-with-foreclosure-moratorium/#comments</comments>
		<pubDate>Tue, 05 Oct 2010 14:08:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[California Real Estate]]></category>

		<guid isPermaLink="false">http://www.housingcrisisunderfire.com/?p=47</guid>
		<description><![CDATA[The housing crisis has certainly been the worst in high cost regions like California.  California mortgage rates fell to all-time lows just last week, yet the foreclosure rate continues to rise.  A mortgage refinance in California is easier said than done as lending guidelines have tightened and most borrowers find themselves underwater with their property [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>MBA Opposed Obamas Reduction in Mortgage Interest Deductions</title>
		<link>http://www.housingcrisisunderfire.com/2010/02/mba-opposed-obamas-reduction-in-mortgage-interest-deductions/</link>
		<comments>http://www.housingcrisisunderfire.com/2010/02/mba-opposed-obamas-reduction-in-mortgage-interest-deductions/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 18:41:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosure News]]></category>
		<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Housing Articles]]></category>
		<category><![CDATA[Loss Mitigation Articles]]></category>
		<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Subprime Mortgage News]]></category>

		<guid isPermaLink="false">http://www.housingcrisisunderfire.com/?p=42</guid>
		<description><![CDATA[The Obama Administration released the Fiscal Year 2011 Budget.  Needless to say this budget will deeply effect many industries negatively, but specifically in this article the mortgage housing industry.  How can Obama really think that eliminating the mortgage interest write-offs for higher income homeowners will be good for the real estate market and the economy? [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Averting the Mortgage Crisis</title>
		<link>http://www.housingcrisisunderfire.com/2010/01/averting-the-mortgage-crisis/</link>
		<comments>http://www.housingcrisisunderfire.com/2010/01/averting-the-mortgage-crisis/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 00:33:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosure News]]></category>
		<category><![CDATA[Loan Modification News]]></category>
		<category><![CDATA[Loss Mitigation Articles]]></category>
		<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Bryan Dornan]]></category>
		<category><![CDATA[Lead Planet]]></category>

		<guid isPermaLink="false">http://www.housingcrisisunderfire.com/?p=40</guid>
		<description><![CDATA[Millions of homeowners are seeking mortgage refinancing or loan modifications in an effort to save their house or make their monthly payments more affordable. Unfortunately for mortgage brokers and lenders, mortgage refinance closings have slowed to very uncomfortable rate.  According to CFB Branch loan manager, Jeff Moran, most refinance loans are taking seven to eight [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>California Real Estate Rebounding?</title>
		<link>http://www.housingcrisisunderfire.com/2010/01/california-real-estate-rebounding/</link>
		<comments>http://www.housingcrisisunderfire.com/2010/01/california-real-estate-rebounding/#comments</comments>
		<pubDate>Sat, 09 Jan 2010 01:09:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[California Real Estate]]></category>
		<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Housing Articles]]></category>
		<category><![CDATA[Mortgage Industry]]></category>

		<guid isPermaLink="false">http://www.housingcrisisunderfire.com/?p=38</guid>
		<description><![CDATA[Everyone know the Southern California housing market has been hit hard the last few years, but many realtors believe the California real estate will actually rebound in 2010.  Yet most in the mortgage industry believe their are still a few years of correction coming to the California market.  California loan modifications and California Short Sales [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Southern California Home Sales Up but Home Foreclosures Remain a Problem</title>
		<link>http://www.housingcrisisunderfire.com/2009/10/southern-california-home-sales-up-but-home-foreclosures-remain-a-problem/</link>
		<comments>http://www.housingcrisisunderfire.com/2009/10/southern-california-home-sales-up-but-home-foreclosures-remain-a-problem/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 04:34:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosure News]]></category>
		<category><![CDATA[Housing Articles]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Subprime Mortgage News]]></category>

		<guid isPermaLink="false">http://www.housingcrisisunderfire.com/?p=36</guid>
		<description><![CDATA[Southern California home sales rose higher last month, bolstered by late-closing summer transactions, low mortgage rates and buyers hoping to take advantage of a soon-to-expire tax credit. The region&#8217;s median sale price remained lower than in September 2008 but, for the first time in years, several counties logged year-over-year gains in the median price paid [...]]]></description>
		<wfw:commentRss>http://www.housingcrisisunderfire.com/2009/10/southern-california-home-sales-up-but-home-foreclosures-remain-a-problem/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Saving Your Home with a Loan Modification</title>
		<link>http://www.housingcrisisunderfire.com/2009/08/saving-your-home-with-a-loan-modification/</link>
		<comments>http://www.housingcrisisunderfire.com/2009/08/saving-your-home-with-a-loan-modification/#comments</comments>
		<pubDate>Fri, 28 Aug 2009 15:39:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosure News]]></category>
		<category><![CDATA[Housing Articles]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.housingcrisisunderfire.com/?p=34</guid>
		<description><![CDATA[Home foreclosure rates and loan delinquencies continues to break records each quarter in the United States.  The housing recession and home equity slide has not hit the bottom yet in many regions of the country.  Mortgage relief is available to most struggling borrowers, so if you were turned down recently for mortgage refinancing from your [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Thrift Originations Drop</title>
		<link>http://www.housingcrisisunderfire.com/2009/08/thrift-originations-drop/</link>
		<comments>http://www.housingcrisisunderfire.com/2009/08/thrift-originations-drop/#comments</comments>
		<pubDate>Fri, 28 Aug 2009 15:27:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosure News]]></category>
		<category><![CDATA[Subprime Mortgage News]]></category>

		<guid isPermaLink="false">http://www.housingcrisisunderfire.com/?p=32</guid>
		<description><![CDATA[The Office of Thrift Supervision reported that thrifts originated $62.4 billion in real estate financing during the 2nd quarter.  Mortgage loan production dropped from the first quarter&#8217;s $88.1 billion and tumbled from $107.5 billion in the 2nd quarter 2008.  Most lenders have become more cautious as loan modification agreements and home foreclosures continue to rise.  Read the original article online [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>HUD Suspends FHA Lenders</title>
		<link>http://www.housingcrisisunderfire.com/2009/08/hud-suspends-fha-lenders/</link>
		<comments>http://www.housingcrisisunderfire.com/2009/08/hud-suspends-fha-lenders/#comments</comments>
		<pubDate>Fri, 28 Aug 2009 15:22:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Subprime Mortgage News]]></category>

		<guid isPermaLink="false">http://www.housingcrisisunderfire.com/?p=30</guid>
		<description><![CDATA[Three FHA approved lenders approved to offer FHA mortgages insured by the Federal Housing Administration were suspended by the U.S. Department of Housing and Urban Development over &#8220;serious&#8221; violations.  HUD announced their Mortgagee Review Board had suspended Golden First Mortgage Corp. The Great Neck, N.Y., company allegedly neglected to notify HUD of an Office of Thrift Supervision investigation into [...]]]></description>
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